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Merchant Service Provider Quotation

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Merchant Services

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Save Money On Merchant Services

Choosing the right Merchant supplier can not only save you money but help expand your business by offering increased settlement options.


Merchant Service Overview

In the modern world, shopping online has become increasingly popular, and your website is essentially a virtual shop front. Since your customers have access to browsing and purchasing your wares anytime, your online payment service needs to be reliable anytime too. Even if you don’t sell any products on your website, you will still need something to process card payments made in person, and possibly on the phone too. Without good merchant services, your business will be at a disadvantage.

Merchant processing services allow your business to process and receive transaction payments through an encrypted channel – usually through card payments, or other devices enabled for NFC/RFID. Merchant services will also give you the option of using a card machine to take payments, which is very handy when you deal with customers face-to-face. Some online merchant services will give you tailored business reports, and different merchant service providers have different benefits. It all depends on what is best for your specific business.

Brief History of Merchant Services

The origin of merchant accounts date backs to 1920's North America where credit cards were originally used to make purchases at oil and hotel outlets. By the 1950's universal credit cards such as Diner and AMEX started to appear. Followed by Bank Credit and Debit cards. As the industry grew so payment processing methods diversified. With the advent of the internet credit and debit cards became an essential for payment processing.[1]

Merchant account approval was vital for early internet pioneers such as Amazon. Ebay seeing its customers using a service called Paypal were quick to purchase the payment gateway.[2] Today merchant services remain essential for all companies to offer customers flexible payment options be that online, by phone or in person.

Merchant Account Services

How we help You?

Currency, like the rest of our technology, has become significantly digitalised – there is a definite need for your business to be able to transfer payments virtually. Therefore, merchant services are important for your company – they allow you to monitor transactions and payments, and keep everything that is paid into your business secure. Some benefits of using a merchant service are that you can boost your sales, reduce time and money invested into administration, and even globalise your business through online presence.

A merchant account allows the customer or merchant to purchase goods and services through a Merchant Acquiring Bank for settlement of credit and debit card transactions. Dependent on your merchant account give the business the benefit of overseas transactions, contactless payment and integrate with phone and online gateways. If required a terminal can be acquired to provide countertop or portable mobile card processing.

Do you know if you are paying more than you should be for your current merchant service? Are you looking at investing in a merchant service to process your new business’ payments, and are seeking the most affordable deals from top-of-the-market providers? If you think you could be getting a better deal on merchant services, or are interesting in setting up your first merchant account, then 4quotes4me can save you huge amounts of time and money. It couldn’t be easier to find the most affordable and worthwhile quotations on merchant services and online payments.

Our form is handy, easy to fill in, and completely free of charge! All you need to do is answer a few simple questions and give us your details. The form is complete in moments, and then 4quotes4me will give you up to four quotations. It doesn’t matter what type of merchant service you need, or what you need it for, or how you plan to take payments from your customers – 4quotes4me makes the process easy.

Perhaps you are already aware of some of the big-name merchant service providers, or you’re just starting out and are unsure where to begin. Either way, it couldn’t be easier to compare quotes on merchant services. No need to spend lots of time filling out forms and contacting different suppliers; why shop around when 4quotes4you has done the legwork already? Take advantage of our no-fee service, and save yourself valuable time that would be better invested in your business.

If you are a Merchant Service Provider You Can Join Us By Signing Up To Our Free Merchant Service Directory.

Industry News

Credit Card Merchant Processing Fees To Increase In April

15th February 2019
In a recent development, charges for making purchases via credit cards are set to increase, which is an event that will have a wide impact on companies and customers alike. The Wall Street Journal (WSJ) reported today, 15th February 2019, that two of the largest credit card companies (Visa Inc. and Mastercard Inc.) plan to hike up their existing merchant processing fees.
Read More

E-Commerce Merchants Use Artificial Intelligence to Protect Against Fraud

21st May 2018
SIX Payment Services, an e-commerce merchant services provider, recently announced a groundbreaking innovation in protection against fraud that utilises artificial intelligence (AI). This Ai commerce platforms in the near future.
Read More

Related Suppliers

Independent Merchant Services Ltd


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Online Merchant Accounts - Independent Merchant Services offers a free impartial advice on the best payment service provider for your business.

Location: Greater Manchester

Handepay Merchant Services


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Independent businesses are paying far too much for their debit and credit card processing. We are here to provide merchant services at low prices.

Location: Haydock

First Payment Merchant Services


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First Payment Merchant Services is one of the fastest growing Merchant Service Providers in the UK. Providing a variety of funding methods.

Location: Berkshire

Faq's (Frequently Asked Questions)

Can I use your service if I already have a merchant account?

Absolutely, our merchant comparison service is not just for startups, but for established traders as well. By shopping around your business can benefit from significantly reduced rates for merchant processing, increasing your profits.

I am in a high risk industry can I still get a merchant account?

Yes you can, there are merchant service providers that specialise in high risk industries and although you may need to pay a higher rate merchant processing is still achievable.

Will I incur any costs if I switch my merchant account service?

Most merchant account and payment gateways allow you to give short term notice for cancelation without incurring any fee’s. However terminal rental can incur some costs as this is normally done on fixed terms. Savings made by switching account will normally outweigh any potential costs incurred.

How long does approval take?

Approval is normally completed within 24 hours of choosing your new merchant supplier. Approval will require a credit check to insure the business is able to settle potential chargeback claims.

Can I use my merchant account for online and retail transactions?

Providing the funds go to the same bank account and you are selling the same goods/services you can accept retail and online payments through the same merchant service provider.

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